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PAYE vs ICR: Which student loan repayment plan is more beneficial for borrowers? Latest job recruitment

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PAYE and ICR are federal student loan repayment plans that adjust monthly payments based on income. PAYE caps payments at 10% of discretionary income with a 20-year forgiveness period, while ICR sets payments at 20% or a fixed 12-year amount, with a 25-year forgiveness period.

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